Evolan Business Models

Evolan Business Models are a representation of all processes necessary for future-proof lending solutions. When considering increased automation of the loans business, or replacement/uplift of existing systems, it is of the utmost importance to not only take into account the business of today, but more importantly your strategy for the future.

To come to a clear set of requirements for any new solution, the first step is to identify the “to-be processes”, in line with your overall strategy; Evolan Business Models define that process.

Evolan Business Models is a product to identify, to specify and to document the “to–be processes”. Based on experience with numerous large and smaller financial institutions throughout Europe, Sopra has developed a repository of Best Practice Lending processes.

Over a series of workshops, bank strategy will be the translated in the institution’s ‘to-be processes”, using the Best Practices as base line.

A business process should support the organisation's business and strategy in the most effective and efficient way while adding value to the business. A business process starts with an external request to the bank and results in a response that adds value for the customer and increases the business potential.

Our Best Practice process contains the follow essential elements:

• All parties making requests and all external third parties within the business process
• All parties that execute or take part in the business process (including information systems)
• All information elements that are in scope for the business process - all information elements are modelled
• The flow of the business process itself; all events and documents that are handled and produced, as well as all activities performed by various business actors and stakeholders.

In collaboration with experienced business consultants, the business processes are adapted to the bank's specific requirements. This business alignment process offers impressive detail and is composed from around 100 main processes with over 400 individual process steps.

Processes are described in detail and are delivered within a few months. The models can be used for application verification, workflow description and also to jump-start new software developments - maximising business value by allowing banks to define the most optimal way of working.
Evolan Business Models is available in multiple languages for multiple country deployment. Evolan Business Models is proven and high quality solution covering mortgage, consumer and SME lending.